Have you ever thought that maybe it's time to do away with judgments denting your
credit scores? It may sound impossible, but with the right course of action, you can get an
approval of credit and loans sooner than expected. At Kendall FL Credit Repair, we
believe that an ugly judgment can be successfully removed from consumer credit report
cards, and earn you a clean slate to financial freedom. Here are three easy steps that will
help you remove court judgments from your credit report
1. Appeal for a Vacated Judgment
In the best-case scenario, you can get your judgment vacated, but only when a few factors
act in your favor. Typical grounds for obtaining a vacated judgment can include debts that
don't belong to you, debts that were obligingly paid up, or in extreme circumstances in
which the creditor breached stipulations of the Fair Debt Collection Practices Act.
A vacated judgment is indispensably declared null, which means credit agencies are legally
bound by law to write off your details from public credit reports. If a vacated judgment is
all you need to remove incorrect credit judgments, Kendall FL Credit Repair is your
premier solution. Even after the court order, we will help you file separate arguments with
each of the leading credit bureaus- Experian, Equifax, and TransUnion- to eliminate
judgments from all the reports.
2. Dispute a Judgment
This may be the not-so-popular route, but fortunately, some discrete circumstances may
allow you to contend a satisfied ruling. Credit bureaus typically have 30 days to confirm
the legitimacy of the information. If they cannot verify it, they are mandated to withdraw
it from the credit report entirely. You stand a chance of redemption if a judgment proves
unverifiable, incorrect, or otherwise not legally filed.
Judgments can be quite complex. For this reason, you need a competent credit dispute
handler, and there's none better than Kendall FL Credit Repair. We desire to aid you in
probing the validity of a negative credit article that may weigh heavily on a judgment. The
• When the possible harm of misinformation overrides the cost of investigation
the bureau(s) understands that the source is questionable
• When the consumer informed
the bureau that the source might be questionable
• If these circumstances fundamentally
apply to your case, contact us for consultation.
3. Wait for the 7-year judgment expiry
A vacated judgment-however slim the chances-is your best shot at credit freedom. The
fact is, legal judgments tend to remain on your credit report for not less than seven years
before expiry. Moral of the story? Make sure you pay your debts to avoid unsatisfied
judgments, which may end up hurting your credit reports for a long, long time. You
certainly wouldn't want such a setback.
There's some reprieve, however! Don't let court judgments impede your scores when
credit repair is available. Contact Kendall FL Credit Repair and you will be sorted